You agree to the privacy policy below, and the Privacy Policy for Substack, the technology provider.

Effective Date: January 18, 2026

The Multifamily Innovation Lab, LLC values your privacy. This Privacy Policy explains how we collect, use, and protect personal information in connection with our website and Substack publication.


1. Information We Collect

We may collect:

  • Identifiers: name, email address, company, role

  • Subscription data: plan type, access level

  • Usage data: page views, interactions, device/browser data

  • Communications: emails or messages you send us

Payment information is processed by third-party providers (e.g., Substack, Stripe); we do not store payment card data.


2. How We Use Information

We use information to:

  • Deliver content and manage subscriptions

  • Communicate with subscribers

  • Conduct research and improve the Services

  • Schedule analyst conversations

  • Comply with legal obligations

We do not sell or rent personal information.


3. Cookies & Analytics

We use cookies and analytics tools to understand usage and improve performance. You may disable cookies through your browser settings.


4. Sharing of Information

We may share information with:

  • Service providers (email, hosting, analytics)

  • Legal authorities if required by law

We do not share subscriber data with technology vendors for marketing or sales purposes.


5. CCPA Privacy Rights (California Residents)

If you are a California resident, you have the right to:

  • Know what personal information we collect and how it is used

  • Request access to or deletion of your personal information

  • Opt out of the sale of personal information (we do not sell data)

  • Not be discriminated against for exercising your rights

Requests may be submitted to:
Email: rb792@nyu.edu

We will verify requests in accordance with applicable law.


6. Data Retention

We retain personal information only as long as necessary to provide Services or comply with legal obligations.


7. Data Security

We implement reasonable safeguards to protect your information. However, no system is entirely secure.


8. Third-Party Links

Our Services may include links to third-party websites. We are not responsible for their privacy practices.


9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised effective date.


10. Contact

Privacy-related inquiries:
Email: rb792@nyu.edu